Does Walmart Accept Apple Pay?- 2022

Many of these customers utilize Apple Pay at over two million locations in the United States. But, like hundreds of other businesses, Does Walmart Accept Apple Pay?

By 2022, around 96% of Americans will have cell phones, with iPhones accounting for 55% of those mobile devices.

If you reside in the United States, there’s a strong chance you have a Walmart within five miles of your house. Walmart is the go-to food destination for many customers, thanks to its incredible prices and enormous assortment.

Walmart’s everyday low prices and over 4,700 shops in the United States make it the retailer of choice for many customers. The ease of shopping for a range of things under one roof is undeniable, from groceries to household basics to electronics. You may be wondering if this convenience extends to mobile payment options and if Walmart accepts Apple Pay.

So you fill your basket with groceries for the week and proceed to the checkout lines. As you rummage through your wallet or handbag for cash or a credit card, you think, Does Walmart Take Apple Pay?” It’s 2022!”

Does Walmart Accept Apple Pay?

Walmart does not accept Apple Pay.

To apply its related money to purchase, Apply Pay employs NFC, or near-field communication, technology. NFC technology is not supported by Walmart.

They instead support QR code technology. This is due to Walmart’s own digital wallet, Walmart Pay. It makes a purchase by scanning a QR code and using linked money. As a result, no NFC-related payment services are accepted by Walmart. It does not accept digital wallets such as Apple Pay, Samsung Pay, or Google Pay.

Customers may instead use their iPhones to make purchases at registers and self-checkout lanes using Walmart Pay. Walmart only takes MasterCard, Visa, checks, PayPal, American Express, and cash.

After more investigation, I discovered several intriguing reasons why Walmart does not support Apple Pay and what the next best choice is! Continue reading!

What Forms of Payment Does Walmart Accept?

Walmart accepts the following payment options in addition to Walmart Pay:
All major credit cards are accepted.
Credit cards (including prepaid Walmart Money Card)
Money orders and checks
Gift cards from Walmart and eGift cards
Affirm financing

Will Walmart accept Apple Pay any time soon?

Most likely not, Walmart will not accept Apple Pay
The explanation is that allowing customers to utilize Apple Pay will harm Walmart’s income statement’s bottom line.
Walmart will never accept Apple Pay, according to Walmart’s spokesperson, due to a contractual duty to Merchant Customer Exchange (MCX).

Walmart employs MCX’s mobile payment system via Walmart Pay, avoiding the 2% credit card fee that would apply if they began accepting Apple Pay.
So, for Walmart, the financial effect is more important than appealing to customers. That comes as no surprise.

Can You Add the Walmart Credit Card to Apple Pay?

Surprisingly, the Walmart Credit Card is compatible with Apple Pay. You won’t be able to use Apple Pay at Walmart after that, but the card does come with a 5% reward offer when used with Walmart Pay in Walmart outlets within the first 12 months of ownership. However, you will be able to use the Walmart Rewards Credit Card at other merchants, including competitor Aldi, which accepts Apple Pay.

Does Walmart Take the Apple Card?

Walmart does not accept Apple Pay, but it does take the Apple Card, the tech titan’s credit card service. All this means is that you won’t be able to use it in Apple Pay, but it will still accept chip-and-pin purchases in-store using the real card. You’ll still be eligible for cashback benefits and can utilize cashback features at chosen locations; there are no restrictions on the card.

Can you pay with Wallet on your iPhone at Walmart?

Apple Pay is not accepted at Walmart. To make purchases, Apple Pay uses NFC (near-field communication) technology. Walmart, unfortunately, does not support NFC technology.
MasterCard, Visa, and American Express credit cards, debit cards, PayPal, cheques, and cash are the most often used payment methods at Walmart.

Do Walmart self-checkouts accept Apple Pay?

No, Apple Pay is not accepted at Walmart self-service checkout. Because all Walmart locations do not allow Apple Pay or other contactless payment systems such as Google Pay or Samsung Pay. If you wish to pay using contactless at a Walmart, your best chance is to use Walmart Pay or Venmo.

Does Walmart take digital wallets?

No. Walmart Pay is the only mobile payment option accepted at Walmart shops, and the company has no intentions to accept Apple Pay, Google Pay, or any other mobile payment method in the future.

What is a Walmart E-wallet?

This means you can shop at Walmart without bringing your wallet with you. Once there, you’ll utilize it as a touch-free payment method in Walmart shops. Simply scan your purchases at the check-out register, open Walmart Pay, and then scan the QR code on the register.

What is Walmart’s quick cash?

Quick Cash allows you to receive $20 cash back when you use your new Wal-Mart Credit Card to make a transaction. It’s faster and more convenient than going to the bank, plus there are no ATM fees! The $20 you withdraw is applied to your monthly payment in the same way that any other transaction is!

Also, Read

What Type Of Company Is Walmart? 

Why Doesn’t Walmart Take Apple Pay?

Walmart does not accept Apple Pay for three main reasons:

  1. Processing fees
    • One of the primary reasons Walmart does not accept Apple Pay is the processing cost. Apple insists that its technology is available for free, but there is a catch. The charges must be made on their behalf by the card issuer. As a result, depending on the card used through a digital wallet, Walmart must pay varied processing costs. Depending on the card, the processing cost might be pretty significant.
    • In principle, accepting Apple Pay at Walmart would diminish earnings. Walmart aims to generate as much money on each transaction as possible, which includes eliminating payment processing costs wherever feasible.
  2. Walmart Pay
    • Despite the fact that Walmart does not accept Apple Pay, they do accept their own digital payment method: Walmart Pay. Walmart does not accept Apple Pay in order to avoid competing with its own digital payment option.
    • In addition to digital payment, the Walmart Pay app enables the retailer to send alerts and engage with consumers from a single location.
  3. Marketing benefits
    • This may not mean much to the typical consumer, but if Walmart can create new methods for customers to pay and interact with the shop, it will increase brand recognition. It draws more people into stores while also spreading the word about Walmart.
    • A digital wallet, such as Walmart Pay, is a new way to increase brand recognition. The Walmart Pay app is only available to Walmart customers and is part of the company’s customer loyalty strategy.

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You won’t be able to use Apple Pay at Walmart. But that won’t stop you from doing quick checkouts with your iPhone if you’re willing to use Walmart Pay.

Why do you want Walmart to accept Apple Pay? Share your ideas in the comments section below! We’d like to hear from you.

Do you have any further Apple-related inquiries? We’d be delighted to respond. Please ask away!